Reduced cost of acquisitions by 7%
Built direct marketing models using machine learning approach that leveraged credit bureau and applications data
Our Solutions
Many technological innovations, over the last few years, have changed the face of banking and investment management. AI has the potential to reinvent banking in the coming years and StratLytics is among the leaders who are developing innovative AI solutions to redefine lending services and investment solutions from end-to-end.
ACQUISITION SOLUTIONS
- Lead Scoring
- Optimise Contact Strategy
- Create Tailored Experience
- Cross Channel Marketing
- Campaign Analytics
UNDERWRITING SOLUTIONS
- Trace Digital Footprint
- Alternate Data Analysis
- Risk Return Trade-off
- Business Due Diligence
COMPLIANCE CHECKS
- KYC Verification
- AML Checks
- Trade Surveillance
- Limits Management
PORTFOLIO ANALYTICS
- Loss Forecasting
- Vintage Analysis
- Credit Line Increase/Decrease
MODEL RISK MANAGEMENT
- Model Validation (Annual)
- Model Monitoring
- Stress Testing
- Economic Capital Modelling
DEBT COLLECTION
- Roll Rate Forecasting
- Collection Optimisation
(In-house vs Agency) - NPV Analysis
- Loss Mitigation Strategy
Case Studies
Reduced credit losses by 11%
Built acquisition underwriting models using logistic regression that improved the credit losses by 11% for the same approval rate
Improved bad debt collections by 8%
Built suite of behavior and collection models. Developed new collection strategy that improved collections by 8% through optimal use of collection and legal resources.